Bank with people who know your name.
At Regional Unity Bank, every account comes with real people behind it. Save, borrow and plan with clear terms, fair rates and support that answers when you call.
Trusted by 50,000+ customers and looking after $2.5B+ in assets.
Today's Regional Unity Bank rates
What you earn on savings and what you pay on borrowing, in one place and without small print surprises.
*APY is Annual Percentage Yield and APR is Annual Percentage Rate. Rates can change. Terms and conditions apply.
What $10,000 can become in ten years
Interest compounds: you earn on your deposit, then on the interest it has already earned. A better rate makes the gap widen every year.
- At 3.75% APY, $10,000 grows to about $14,450.
- At a typical 0.50% savings rate, the same deposit reaches about $10,510.
- That is roughly $3,900 more, just for keeping your savings here.
Illustration only. Assumes a single $10,000 deposit, annual compounding and no withdrawals. Actual returns depend on current rates and balances.
Everything you need, under one roof
From your first savings account to planning retirement, you can do it all with one team and one login.
Deposit accounts
Checking and savings accounts that pay you back, with no minimum balance to worry about.
Credit cards
Cards with low rates and clear statements, so you always know what you owe.
Loans
Personal, auto and home loans with fixed payments and a straight answer on approval.
Business banking
Accounts, payments and financing for owners who would rather spend time on the business.
Wealth and retirement
Advisors who help you set goals, invest with care and plan for the years ahead.
Online and mobile banking
Check balances, move money and pay bills securely from your phone, day or night.
Open your account in three steps
Most people finish in under ten minutes, online or at a branch.
Tell us about you
Create your login and enter your basic details. Keep a valid ID handy.
Verify your identity
We confirm who you are to keep your money and your information safe.
Fund and start banking
Make your first deposit and your account is ready to use right away.
A strong start for your savings
Open a new account for a limited time and receive a $200 welcome bonus. Open online in minutes or visit any of our branches.
- No minimum balance required
- Free online and mobile banking
- Support available 24 hours a day
What our customers say
"Payouts were fast and every question I had was answered the same day."
Verified customer
"Fair rates and no runaround. Our business banking has never been simpler."
Business owner
"The app does what I need, and a real person picks up when I call."
Personal banking
Talk to us, your way
Banking hours
Mon–Fri: 9AM–5PM
Sat: 9AM–1PM
Sun: Closed
Phone banking
Available 24/7
1-800-BANKING
International: +1-555-0123
Email support
We reply within 24 hours
support@regionalunitybk.com
Visit a branch
2550 Fifth Avenue, San Diego, CA 92103.
Ready to bank with Regional Unity Bank?
Open an account today, or log in to manage the one you already have.